But the certainty of Republican opposition should not deter President Obama from doing the right thing. That’s what recess appointments are for. If George W. Bush could take advantage of that opportunity to name the highly unqualified John Bolton as ambassador to the U.N., Obama should not hesitate to use a recess appointment to name the exceptionally qualified Elizabeth Warren to head the Consumer Financial Protection Bureau.

There’s not much time left. On July 21, the new consumer protection agency is ready to go live. All it needs is a permanent director. We’re lucky to have the perfect leader in Elizabeth Warren. What’s Obama waiting for?